This is a working capital loan product for entrepreneurs with existing businesses meant to help boost the businesses.


  • Loan Size: Ksh50,000 – Ksh10 million
  • Processing Time: 48 hours
  • Security and Collateral: Title deeds, Log books, Shares or Fixed Deposits
  • Third party security arrangement is applicable
  • Grace Period – 1 month


  • Flexible security requirements
  • Loan processing and disbursement within 48 hours
  • Competitive interest rates


  • 6 months certified bank statement
  • Licenses and necessary permits
  • Business Registration Certificates where applicable
  • Sketch Map Area of Residence and business premises
  • ID and PIN copies of business owners & Company directors
  • Copy of company PIN and Certificate of Registration for companies
  • Copy of VAT Certificate where applicable
  • Resolution to borrow for partnerships and companies
  • Memorandum and Articles of Association for companies
  • Current tax and company returns
  • Copy of utility bills i.e. water and or electricity
  • Evidence of business i.e. contracts, receipts of business transactions etc.
  • 2 passport size photos